You will receive notice of any changes to your Limit.

Setting up direct deposit with Chime automatically makes you eligible to get paid early and can be set up in the Chime mobile app. Applying for an account is free and takes less than My first direct deposit went through on Friday morning around 3am. No waiting for your money while it sits in some mysterious electronic limbo, no paper checks lost in the mail. Chime ensures that you get paid early by making the money available as soon your employer deposits it – which is often up to two days before most other traditional banks make the funds available to you.We’re different from other get paid early apps.

To set up direct deposit, you must provide your Chime routing number and account number to your payroll or benefits provider.
Once the funds are applied to your Spending Account, they will have same day availability. If you have questions about the timing of your direct deposit please contact your employer.Bank Transfer Initiated Through the Chime Mobile App or Website:Up to 5 business days from the date the transfer was initiated (Monday-Friday) excluding federal holidays.These deposits are typically received within 3 business days from the date the transfer was initiated by the originating bank.

If you have questions about the timing of your direct deposit please contact your employer. It’s that easy to start getting paid early with direct deposit.Learn how we collect and use your information by visiting our Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. That’s two more days to do more with your money. With early direct deposit feature, we will post your direct deposit to your Spending Account as soon as it is received from your employer or payer. We will always post your funds as soon as we receive them from your employer or your benefits provider.
Bank Transfer Initiated Through the Chime Mobile App or Website:

The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. I’m wondering if anyone knows if your first direct deposit with chime doesn’t allow for 2 day early processing? We generally post such deposits on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date. Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. One of the easiest ways to fund your Chime Spending Account is to set up direct deposit. When you open a Chime bank account, we’ll email you a pre-filled direct deposit form that you can hand over to your employer. You will receive notice of any changes to your Limit. Chime, in its sole discretion, may allow you to overdraw your account up to $100 or more based on your Chime Account history, direct deposit history and amount, spending activity and other risk-based factors. Chime never holds direct deposits. The Chime VisaWith early direct deposit feature, we will post your direct deposit to your Spending Account as soon as it is received from your employer or payer. Please review the privacy policies and security indicators displayed on the external website before providing and personal information.¹ Early access to direct deposit funds depends on timing of payer's submission of deposits. Fee-free overdraft up to $100 for eligible members 1 Get paid up to 2 days early with direct deposit 2 No hidden bank fees 3 No waiting for your money while it sits in some mysterious electronic limbo, no paper checks lost in the mail. Chime is a full-featured mobile bank account where you can manage your daily spending and saving. I get paid by my employer every other Friday. Get your paycheck early!


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