The usual steps are; open a bank account fulfill a few requirements, get bonus, close account after 6 months, apply again in about a year. Andigo Credit Union $500 Checking Bonus – IL only. ATM transactions will not qualify. Restrictions may apply. If it’s less then you’re better off just applying for a credit card with a sign up bonus.Once you start opening bank accounts, for yourself an maybe family members, you’ll soon realize that keeping track of everything becomes overwhelming. Keep in mind that if you do use our links, you won’t be able to earn cash back/miles/points from shopping portals.In the interests of our readers you can find out what shopping portal is offering the best rates on We have financial relationships with some of the products and services found on this website, we may be compensated if you choose to utilize any of these links when applying.

A No Chexsystems bank may also have a Second Chance Account allowing consumers with Chexsystems records to open accounts. No monthly fees to worry about.Requires a referral, but that potentially makes it more profitable for those that do sign up if you can refer some friends/family.Free gift is basically worthless, but $100 bonus is still worth it.No monthly fee to worry about and nice amount of credit card funding as well.California Coast sometimes have good CD rates as well. The upside is that the account has no monthly fees to worry about.Nice bonus that only requires 15 debit card transactions to trigger.Nice bonus with no monthly fee or direct deposit requirement.Previously this had to be opened in branch, but now it can be opened online as well.Not as good as when you used to be able to churn this deal over and over again but still worth doing if you live in the eligible area.Can also be combined with a $300 savings bonus (see above).Previously the bonus was only $200 but could be combined with a savings offer as well.Normally KeyBank offers a bonus of up to $300 but only in a few very specific areas, this seems to be available in a lot more areas than normal. $150 donation is also made to a local school program.Much better than the $100 bonus they previously offered. This is offered through Swagbucks and the bonus has been increasing, let’s hope it keeps going above $100.Previously called First Tennessee & Capital Bank, this is the new name but the same bonus.Has been $400 in the past, but we haven’t seen an offer that high for some time.No monthly fee to worry about, but there is a $10 joining fee. If you have no ChexSystems report then you either have no deposit account history or you’re in “good standing” status. I usually apply for over 10 accounts per year, maybe close to 15.When you apply for a new account you should also always check whether the bank does a soft or hard pull. Such accounts would be Discover Online Savings, Capital One 360 Checking etc..Have any thoughts, advice, corrections? If the bank does a hard pull, then the bonus has to be a few hundreds to make it worth. This one is $300 and you can either do a direct deposit or spend $500 on a debit card.Nice big bonus, but not sure it makes sense to open accounts in branch at the momentNice bonus made even better by the fact that direct deposit isn’t required.Just requires a deposit of $500 that you need to maintain for 60 days, no monthly fee either.Big bonus, but direct deposit is required for a fair amount of time so might only be worth considering if you can change your payroll easily.No monthly fees to worry about or direct deposit. It’s also now easier to keep the account fee free and because of that we’ve added it back to this list. I think it’s a bit all over the place, but too much info doesn’t hurt.Enter your email address to follow this blog and to receive all new deals by email Although got some nice ones this year – Chase – $500, Citizens – $150, TD – $150, Discover – $400.I actually forgot chase. For tax purposes, a 1099 form may be issued.


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