[…] a month ago, I posted that Chase closed my savings account with no notice, despite there being a small amount of money left in my […] Wherever you travel you'll always know what's going on with your account – quickly and easily. 3 Reasons Your Credit Card Issuer Could Close Your Account. Don't spend everything you have, build savings. Thank you again!Honestly Chase sucks. The check cleared right away and was from my father.Thank you if you read this entire post. Sometimes banks will put a hold on your money when you deposit it. You’re not even going to tell me you’re closing my account? 2 days ago I opened a Chase account. Chase closed our personal account with no notice. This is just very shocking, inconvenient, and coming at an incredibly bad time since I won’t have access to any of my money for what could be as long as close to two weeks. I went to the bank today to make a withdrawal of just $400, and they told me that my account is restricted. I did some quick googling and noted that there have I banked with them for years but I’m curious as to if this means I’m blacklisted from them for life or something?Is there a reason they chose to close the account right after I deposited a check? That’s a pretty big reason for a credit card company to close your account. By using our Services or clicking I agree, you agree to our use of cookies. If you have a credit card, be sure to understand the company’s policy about rewards and benefits if an account is closed due to inactivity. Some situations are just misunderstandings that are easy to solve. Before we go over what to do when your credit company closes your account, here are some reasons why it might have been closed: You’re in default. I went into the branch, the banker told me it wasn’t reported to ChexSystems, I paid a balance and my account was re-opened with no issues. I have had a college checking account with Chase bank for about 3 years now. I already requested my ChexSystems report to see if anything on there could give a me a clue as to why they closed my account.Does this mean I can never have another account with Chase bank? Open an account at your local credit union and quick let your employer know. Habitually over-drafting was a big mistake.

The rep I talked to could not tell me why I wasn’t notified or if that was standard practice or not. This is a page following the actions of chase bank randomly closing accounts of honest hard working people! Have been with them for over ten years, no nsf, no problems. I also know it was not prudent to overdraft as many times as I had and I will definitely never repeat that mistake going forward with my banking relationships.Chase is tightening things up to become a conservative bank.My account was not overdraft at the time of closingIt possibly was. Keeping your card active and making on-time payments can help prevent the issuer from closing your account. That's not good. Other times, you might need a lawyer to help you. The source of the check could have been an issue too.Take this as a life lesson. Nothing they can do online.I knew I only had a few bucks in this account, so it might not have even been worth it to go to a branch had I not been curious about what they were going to tell me about why the heck they closed me account without notification.So, I went to the branch… and waited in line… and explained the situation. The letter was sent in the mail just over a year since the last active statement. I didn’t re-open my account since I only use that checking account, and a different savings account.But really, Chase? I was told that there would NOT be, because a wire is cash. They don't have a reason and say that it's under review and after ten days they will mail the balance if deemed ours to us. Yesterday, I called to see if there would be any holds or restrictions on a wire transfer. They closed my mothers account without notice and reason. I have had a college checking account with Chase bank for about 3 years now. This is my first time posting in this sub but I recently just had an unexpected financial event take place. The money is ours and this is beyond ridiculous! Everything was fine until today, last night I deposited a $350 check which cleared right away, I used my card that night at Target and it went through with no issues. Update 12/13/2013: My savings account reappeared online! I logged onto my Chase Online Banking account and noticed something looked different. Is this a coincidence or is it possible they believe it was some kind of fraud? But, if you don't have other money in your account and you tend to overdraw, it is possible that they put a hold on the check you deposited.

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